Wind Mitigation Inspection

The short answer… To save money on insurance.

If your older home was built to a stricter standard or has specific improvements, the savings on insurance premiums can be quite substantial after a Wind Mitigation Inspection.  After Hurricane Andrew in 1992, Miami-Dade and Broward Counties passed ordinances requiring homes to be built to Category 5 Hurricane Standards.  Later, Florida Legislators required insurance companies to give discounts to home owners who’s homes had very specific improvements or upgrades.  Many Florida home owners do not know of this law and fewer understand the aspects of the inspected areas impact on their insurance price.  Identifying these improvements are the key to getting the best rate.  

Citizens Insurance is the primary source for today's accepted Wind Mitigation Inspection Form and this form is widely accepted by other insurers.  Insurance companies require a Wind Mitigation Inspection every five years to continue coverage for storm damage.  Handy Vet Inspections will conduct a thorough inspection and complete the report for your insurance company as well a digital copy emailed for your records.  In-depth research is completed after the inspection to ensure your report is accurate and you receive the most credits possible.  

Handy Vet will complete your insurance company's specific form (if needed) to prevent delay in coverage. 

To see a great list of Insurance FAQs from the state of Florida click here.